Insura-360

By accessing and using Insura-360's services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our platform. These terms constitute a legally binding agreement between you and Insura-360.

To use Insura-360, you must be at least 18 years old and capable of forming a binding contract. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary.

Insura-360 provides insurance comparison, policy management, and advisory services. We act as an intermediary between you and insurance providers. While we strive to provide accurate information, we do not guarantee the availability, accuracy, or completeness of insurance quotes or policy details. Final terms are subject to approval by insurance providers.

Your privacy is important to us. We collect, use, and protect your personal information in accordance with our Privacy Policy. By using our services, you consent to our collection and use of your data as described. We implement industry-standard security measures to protect your information, but cannot guarantee absolute security.

You agree to use Insura-360 services only for lawful purposes. You must not misuse our platform, attempt to gain unauthorized access, transmit harmful code, or engage in fraudulent activities. You are responsible for ensuring that all information you provide is accurate and truthful. False information may result in account termination and legal consequences.

Insura-360 and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services. Our total liability shall not exceed the amount paid by you, if any, for accessing our services. We are not responsible for decisions made based on information provided through our platform.

All content, trademarks, logos, and intellectual property on Insura-360 are owned by or licensed to us. You may not reproduce, distribute, modify, or create derivative works without our express written permission. Any unauthorized use may result in legal action and termination of your account.

We reserve the right to suspend or terminate your account at any time for violation of these terms, fraudulent activity, or any reason we deem appropriate. Upon termination, your right to use our services will immediately cease. Provisions that by their nature should survive termination shall remain in effect.

Insura-360 reserves the right to modify these Terms of Service at any time. We will notify users of significant changes via email or platform notification. Your continued use of our services after changes constitutes acceptance of the modified terms. We recommend reviewing these terms periodically.

These terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Insura-360 operates. Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration, except where prohibited by law. You waive any right to participate in class action lawsuits.